My Gen

Millennials Responsible for Slowing Economy: Raymond James

In a recent note to clients, financial services firm Raymond James accused the Millennial generation of being responsible for slowing economic growth. Younger people are apparently saving more money rather than spending, which ends up negatively affecting the performance of the economy. People born between 1981 and 1997 are usually considered Millennials. Higher savings “The ...

Raven Montmorency

Hands holding a piggy bank.

Germany’s Strength Comes From Its Education

I went out with my German friend and learned first-hand where Germany’s strength comes from. As we were passing a small river in the suburbs, we saw a child fishing with two fishing rods next to him. My German friend walked over unhappily and asked: “How come you have two fishing rods?” Here, a person ...

Helen London

Children doing schoolwork.

Japan: Children Increasingly Hurt by Abusive Parents

Child abuse has become a much-talked-about topic in Japan after a spate of incidents where parents have hurt their own children. According to data from the National Police Agency, Japan’s child guidance centers received 80,252 reports of suspected child abuse in 2018. This is the 14th consecutive year that the numbers have gone up. More ...

Raven Montmorency

A child's drawing of a happy family.

Smart Living: Free Yourself From Debt Quickly and Legally

The key to a secure financial life is to have as little debt as possible. If you take on too much, you will be doomed to spend a significant portion of your monthly earnings to pay it off over a period of time. According to a 2018 report by Northwest Mutual, the average American owes ...

Raven Montmorency

A person holding a credit card.

Financial Education Essentials for Children

According to the 2018 Survey of States, only 17 of the 50 American states require high school students to be taught financial education. According to a report by the Champlain College’s Center for Financial Literacy, most schools that provide financial education do a poor job. Only five states scored an “A” for financial literacy in ...

Raven Montmorency

Children walking through a tulip field.

Combining Japanese Ingenuity With Kindergarten Design

A Japanese architect named Takaharu Tezuka wanted a kindergarten that kids would love. So he designed the Fuji kindergarten in Tokyo, widely regarded as one of the best-looking kindergartens in the world. The Fuji kindergarten The oval-shaped Fuji kindergarten was completed in 2007. Located in the Tachikawa suburb, it can accommodate up to 600 kids ...

Armin Auctor

Takaharu Tezuka-style kindergarten.

Getting Old in the UK: Homelessness Crisis Awaiting Millennials

Over 600,000 millennials in the UK will be facing a devastating challenge when they retire — homelessness. According to a recent report prepared by an All-Party Parliamentary Group on Housing and Care for Older People, there will be shortages of affordable social housing when millennials hit retirement age and as a result, many will be ...

Jack Roberts

An elderly woman walking down a snowy street.

Your Future: Education in a Dynamic Job Landscape

Technology is rapidly changing the job environment in unexpected ways. As a result, the education system needs to be modified in a manner that students can perform to their fullest potential in the jobs they undertake. Focus on skill development The existing educational system involves putting children through education for 15 years or more until ...

Armin Auctor

A man looking at a nature photo.

The 4 Skills You Will Need to Face the Coming AI Job Apocalypse

Having the right job skills will be of the utmost importance in the future. The implementation of Artificial Intelligence (AI) in businesses is projected to take away numerous jobs in the future. According to AI expert Kai Fu Lee, almost 40 percent of the world’s jobs could be transferred from human beings to automated machines. ...

Armin Auctor

Painting a plate.