budgeting, finances, financial goals, spaving, spending habits

The Dangers of Spaving: What Is Spaving and 7 Ways to Avoid It

Most people strive to end bad financial habits such as debt accumulation, working without a budget, not saving, or paying bills late. These habits can ruin your financial future, but another toxic spending habit flies under the radar: spaving. Spaving is a relatively new term describing spending more to save money. Marketers use clever tactics ...

Nathan Machoka

A woman's hands holding money.

6 Reasons Why Divorce Is Not the Best Solution

Marriages have ups and downs, and almost every couple has thought about divorce at least once. In the U.S., the rate is about 40-50 percent for first marriages and 60-70 percent for second marriages. The numbers aren’t very different across many countries worldwide. Of course, there are valid grounds for divorcing, such as infidelity, physical ...

Nathan Machoka

Marriage versus Divorce written on paper arrows.

7 Powerfully Effective Ways to Overcome Stress in Your Marriage

Marriage is one of the most challenging relationships any human being can undertake. But it is also one of the most rewarding. According to a study published by the British Medical Journal, people in a healthy love relationship have better mental and physical health and live longer than those in unhealthy relationships. However, the lifelong love ...

Nathan Machoka

A happy newly married couple.

Employers Should Start Educating Employees About Finances

A major concern of employees during the pandemic has been concerns about finances. The year 2020 has been an extremely hard year for working-class people. Many of them are out of jobs. Those who do have jobs have to face the prospect of wage cuts or decreased commissions. Even employees whose jobs have not been ...

Armin Auctor

A closed business.