budgeting, finances, financial goals, spaving, spending habits

The Dangers of Spaving: What Is Spaving and 7 Ways to Avoid It

Most people strive to end bad financial habits such as debt accumulation, working without a budget, not saving, or paying bills late. These habits can ruin your financial future, but another toxic spending habit flies under the radar: spaving. Spaving is a relatively new term describing spending more to save money. Marketers use clever tactics ...

Nathan Machoka

A woman's hands holding money.

Financial Education Essentials for Children

According to the 2018 Survey of States, only 17 of the 50 American states require high school students to be taught financial education. According to a report by the Champlain College’s Center for Financial Literacy, most schools that provide financial education do a poor job. Only five states scored an “A” for financial literacy in ...

Raven Montmorency

Children walking through a tulip field.